Case study · Mobile App Development
A digital-first banking app taken from idea to the App Store and Google Play in fourteen weeks.

Results
01The challenge
Finlo had a banking licence, investor backing and a hard launch date — but no product. Competing neobanks already offered polished apps, so Finlo needed an experience that felt effortless on day one while meeting strict security and regulatory requirements.
02Our solution
We ran a two-week discovery sprint to define a lean MVP, then built fully native iOS and Android apps on a secure Node.js backend. Biometric login, instant card controls and real-time notifications were designed and usability-tested before development started, and automated tests ran on every build.
03Key features
ID verification and account opening in under four minutes.
Freeze, limit and manage cards in real time from the app.
Automatic spending categories and monthly budgets.
Biometrics, device binding and end-to-end encryption.
04Services delivered
05Tech stack
Chosen for this product’s needs — see our full tech stack.
06Timeline
Total duration · 14 weeks
2 weeks
Workshops, compliance review and MVP scope.
3 weeks
Flows, prototypes and usability tests with 20 users.
8 weeks
Native apps, backend and automated test suites.
1 week
App Store review, soft launch and monitoring.
07The team


Softysta took our banking app from a slide deck to the App Store in fourteen weeks. The engineering quality is the best we’ve worked with — and they treat our product like it’s their own.
Taking on new projects
Tell us what you’re building. We’ll help you shape it, scope it and ship it — whatever stage you’re at.

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What happens next